Hedva Lichtenstein
Hedva LichtensteinCertified Public Accountant
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Service · Financial Advisory

Financial Advisory - Numbers that turn into smart decisions

Strategic advisory for businesses and individuals - cash flow planning, budget building, investment evaluation and data-driven financial decision making.

Financial Advisory

Financial Advisory

Cash flow management, budgeting, investment decisions, pension planning, debt management — the financial side of a business or family requires comprehensive professional vision. Without planning, even high income gets eroded quickly.

I provide financial advisory that combines the accounting-tax side with broad financial planning. A view of the big picture — where you want to be and the concrete monthly steps to get there.

Who is this service for?

  • Families with long-term planning
  • Business owners needing steady cash flow
  • Young couples starting out
  • Retirees
  • Major investment decision makers
  • 'Money disappears' despite good income

What you actually get

  • Monthly and annual cash flow analysis
  • Realistic family/business budget
  • Investment advice (RE, stocks, pension)
  • Savings plan to goals
  • Joint advisory for couples

How it works

01

Financial mapping

Complete analysis of income, expenses, debt, assets

02

Build a plan

Concrete action plan with measurable goals

03

Track and adjust

Periodic check-ins and adjustments

Frequently asked questions

Do you sell financial products?+

No. Pure objective advisory, vendor-independent.

When should I reach out?+

Before any big decision - house, retirement, business launch.

Do you work with families?+

Yes - many of my clients are families, not just businesses.

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30 minutes free consultation, no obligation.

Free initial consultation · No obligation